Category Archives: Uncategorized

Thinking Long Term is Prosperous Thinking

William Munyanya is in an African entrepreneur who lives in the Kitale region of Kenya. He told me the story of trying to teach some of his neighbors to think more prosperously by thinking long term instead of short term. … Continue reading

Posted in Uncategorized | Leave a comment

How Do I Increase My Net Worth ?

In the book The Millionaire Next Door1, the authors state that most millionaires have not inherited a large amount of money, but are wealthy as a result of having a good offense and a good defense. The information given there is that most … Continue reading

Posted in Uncategorized | Leave a comment

So What Should My Net Worth Be ?

Here is a project for your week-end. How am I doing? Most of us feel like we are behind the ball with our net worth but in reality for our age we might not be. In his book, Becoming a Millionaire … Continue reading

Posted in Uncategorized | Leave a comment

Be Like an Olive Tree

Studies have continually shown that small businesses create more than 70% of the new jobs in America, and most of these are family run businesses(1). The most powerful drive to succeed is family and family is held together by faith. … Continue reading

Posted in Uncategorized | Leave a comment

Negative Net Worth – No Problem

The truth is as we calculate our net worth, it might even result in a negative number. This is not a cause for alarm. It is reality.  It doesn’t matter as long as we see this as a starting point … Continue reading

Posted in Uncategorized | Leave a comment

Don’t Think in Terms of an Hourly Wage

The powerful thing about calculating net worth is that it moves you away from thinking about hourly wages and your next raise and to thinking in terms of assets and liabilities.  Do not think in terms of an hourly wage, … Continue reading

Posted in Uncategorized | Leave a comment

Calculate Your Net Worth

My friend, a pastor, looked at me with wide eyes as if my skin color was green and I had just walked off a spaceship from Mars. He and I had gone for a brisk morning walk along a beautiful … Continue reading

Posted in Uncategorized | Leave a comment

How to Build A Budget

Hopefully I am convincing you to develop a budget if you do not already have one. The best way to build a budget is to start by writing down everything you spend for a three month period. I mean everything. … Continue reading

Posted in Uncategorized | 1 Comment

The Worst Financial Decision Ever !

In the last post we were discussing covenants and how they affect our finances.  It is important to note that for those of us who are married, the single worst financial decision you could ever make is to break the … Continue reading

Posted in Uncategorized | Leave a comment

Christians Who Steal Will Not Prosper

A budget helps establish boundaries that you want in place.  You have to fulfill the financial commitments you have already made before you start to spend on new commitments. For example you have made an agreement with the electric company … Continue reading

Posted in Uncategorized | Leave a comment