Monthly Archives: January 2021

Simply stated…budgeting is deciding how much you will spend each year or month in advance. Do you remember how I said that prosperous people don’t make emotionally based financial decisions and this is why they don’t generally respond to emotional … Continue reading →

One reason that a budget is such a powerful tool for personal finances is that a budget forces a person to take personal responsibility for the money God is sending their way. When personal responsibility is taken, it puts you … Continue reading →

If we don’t develop self control in our spending we will never have the discipline needed to evaluate and take advantage of the opportunities for investment the Lord will bring our way. Likewise, most of us won’t have the cash … Continue reading →

Championship sports teams usually have both a good offense and a good defense. Using this analogy, let’s consider your “offense” to be your income and your “defense” to be your spending. Some people do a good job with their defense … Continue reading →

With the pound of a gavel following the final vote we had just approved a budget of over 40 million dollars. As I glanced around the room at peoples’ faces, I realized how important it was for every one of … Continue reading →