Author Archives: briansauder

The powerful thing about calculating net worth is that it moves you away from thinking about hourly wages and your next raise and to thinking in terms of assets and liabilities.  Do not think in terms of an hourly wage, … Continue reading →

My friend, a pastor, looked at me with wide eyes as if my skin color was green and I had just walked off a spaceship from Mars. He and I had gone for a brisk morning walk along a beautiful … Continue reading →

Hopefully I am convincing you to develop a budget if you do not already have one. The best way to build a budget is to start by writing down everything you spend for a three month period. I mean everything. … Continue reading →

In the last post we were discussing covenants and how they affect our finances.  It is important to note that for those of us who are married, the single worst financial decision you could ever make is to break the … Continue reading →

A budget helps establish boundaries that you want in place.  You have to fulfill the financial commitments you have already made before you start to spend on new commitments. For example you have made an agreement with the electric company … Continue reading →

Tithing benefits the person who is doing it. In Winds of Change, Rick Joyner says: Abraham the father of faith, paid tithes hundreds of years before the Law, which is noted in the New Testament (see Hebrews 7:8-9) because the writer … Continue reading →

Harold Eberle, a former pastor who is now a traveling teacher and author from Yakima, Washington, relates that as a local church pastor he spent four continues weeks teaching every Sunday on the principle of tithing. He instructed everyone to … Continue reading →

Cyril Parkinson first wrote “Parkinson’s Law” in 1955 to define the nature of government bureaucracies to expand and never get smaller1. It could be generally stated as the following. “The demand upon a resource tends to expand to match the supply of the … Continue reading →

Simply stated…budgeting is deciding how much you will spend each year or month in advance. Do you remember how I said that prosperous people don’t make emotionally based financial decisions and this is why they don’t generally respond to emotional … Continue reading →

One reason that a budget is such a powerful tool for personal finances is that a budget forces a person to take personal responsibility for the money God is sending their way. When personal responsibility is taken, it puts you … Continue reading →